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Amwins Releases State of the Market: A Focus on Builders Risk
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CHARLOTTE, N.C., June 11, 2024 ~ Amwins Releases Comprehensive State of the Market Report on Builders Risk Insurance

Amwins, a leading distributor of specialty insurance products and services, has recently published their highly anticipated State of the Market report. This comprehensive report focuses on Builders Risk insurance and provides up-to-date market analysis, highlighting current trends, impacts to capacity and pricing, and specific classes facing notable challenges.

Grant Chiles, executive vice president and national construction practice leader at Amwins Brokerage, stated, "Our State of the Market report provides invaluable insights into the evolving landscape of Builders Risk insurance coverage. Our detailed analysis equips brokers and clients with the necessary tools to navigate the complexities of today's market, helping them secure the best possible terms and pricing for their clients' needs."

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The first half of 2024 has seen a shift in market dynamics compared to the previous year. With increased capacity in the market, there has been a rise in competition for terms and conditions. This growth in capacity is driven by both new market entrants and existing players willing to expand their share. As a result, placements have become oversubscribed, giving brokers improved negotiation leverage.

The report also highlights key trends and insights that are shaping the Builders Risk insurance market. One such trend is regional challenges. While overall capacity has grown, certain regions like New York continue to face challenges for CAT coverage. Coastal areas also face sublimits on Named Windstorm (NWS) risks. Additionally, high crime-score areas such as Bay Area/Oakland, Portland, downtown Los Angeles, Nashville, and Phoenix are experiencing higher rates and deductibles.

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Economic factors such as inflation, interest rates, and labor shortages are also influencing the market. These factors impact project costs and timelines for construction projects.

The report also delves into segment-specific insights. The wood-frame construction market has seen an increase in capacity (non-CAT), with many primary markets expanding their appetites for this space. This has resulted in less need for multiple market placements. However, renovation projects remain difficult to place, with new entrants targeting this space and creating new opportunities for carriers.

Chiles added, "Our report is more than just a collection of data; it's a strategic tool for brokers to leverage in securing the best possible outcomes for their clients. In today's competitive market, having access to such detailed, actionable intelligence can make all the difference."

To read the full report, please visit Amwins State of The Market: A Focus on Builders Risk on their website. With this comprehensive report, Amwins aims to equip brokers and clients with the necessary information to navigate the ever-changing landscape of Builders Risk insurance and secure the best possible outcomes for their clients.
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